Negotiable Instruments, UCC-1 & UCC-3

Learn how the truth in lending act applies to you when applying for credit, how your finance charges are determined, how your annual percentage rates are determined, disclosures, right of rescission, open end consumer credit plans, credit advertising and limits on credit card fees, credit billing, etc.

How to claim your minor estate, what it means to redeem your estate, and how to fully operate in the private!

Learn about mortgage fraud, who owns your mortgage, where is the promissory note, what mortgage means, how mortgages are assigned and you may never know who the real owner is of your promissory note. Learn how to protect your property from foreclosure!

What is a CUSIP number and why is that important to me? How can I use a CUSIP number to help me in everyday life? Can I discharge debt using a CUSIP number and how is that accomplished? If you do not know my CUSIP number is it important to have it? Learn all of this and more as Richard walks you through the benefits and understanding of the CUSIP.

This class is for those who have had their status corrected or are looking to correct their status. What does it mean to correct your status and why is it important? Will it affect me in my job, with professional licenses etc.?

What is the difference in a conditional acceptance and an affidavit? Why does an affidavit hold more weight? What does it mean to go through the 30-15-10 day banking rule and why is this important? How do I formally format an affidavit and what are the essential parts to an affidavit? Why is an affidavit is so important when standing up for your rights?

In this class you will need to have your car loan documents with you during class as we will walk through the different parts of the contract. Did you know you are indoctrinated to believe the lien holder is the lender when in reality they are not?